Last Minute Gift Ideas

I received a gift of $100 at Kiva last year. It’s an organization that provides small loans around the world so people can dig themselves out of poverty. I (somewhat randomly) chose four loans so people could do things like sell livestock, or buy a dairy cow. A year later more than 60% of the $100 I leant has been paid back. I can now lend that money back out. That’s a great design for a charity. Capitalism is awesome. Michael Moore can go fuck himself.

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